Payment Terms

1.1 Blackbook acts as a payment facilitator and escrow agent.

1.2 Blackbook does not supply creative services.

2.1 Clients authorise Blackbook to collect payments on behalf of Creatives.

2.2 Payments may be held in escrow and released per Job conditions.

3.1 Blackbook charges a service fee for use of the Platform.

3.2 Fees are disclosed prior to booking confirmation.

3.3 Blackbook will issue a tax invoice for its service fees where applicable.

4.1 Creatives remain responsible for their own tax and VAT obligations.

4.2 Blackbook does not assume VAT liability for Creative services.

5.1 Payouts occur once Job conditions are met and no disputes exist.

5.2 Standard payout period: within [X] business days.

6.1 Refunds are governed by the Cancellation Policy and Job terms.

6.2 Chargebacks may result in suspension or recovery of funds.

7.1 Blackbook may delay payouts for compliance, fraud prevention, or legal reasons.